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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,860 | $183,539-73.9% | $155,556-69.2% | $145,897-67.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.28% | 61.31%-55.0pp | 64.84%-58.6pp | 552.29%-546.0pp |
| Employer contribution / active EE | $1,634 | $5,315-69.3% | $4,675-65.1% | $4,663-65.0% |
| Participant deferral / active EE | $7,855 | $6,467+21.5% | $5,631+39.5% | $6,689+17.4% |
| Admin fee / account holder | $6,122 | $19,275-68.2% | $15,885-61.5% | $13,390-54.3% |