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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,631 | $112,121-62.0% | $95,960-55.6% | $158,966-73.2% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 22.00% | 171.16%-149.2pp | 91.63%-69.6pp | 302.95%-281.0pp |
| Employer contribution / active EE | $2,775 | $3,199-13.3% | $2,541+9.2% | $4,762-41.7% |
| Participant deferral / active EE | $8,175 | $4,784+70.9% | $4,167+96.2% | $5,983+36.6% |
| Admin fee / account holder | $3,440 | $10,135-66.1% | $6,797-49.4% | $11,250-69.4% |