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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,436 | $133,981+17.5% | $112,249+40.3% | $134,532+17.0% |
| Participation rate | 14.3% | 78.6%-64.3pp | 75.1%-60.8pp | 81.2%-66.9pp |
| Annual return | 55.43% | 47.16%+8.3pp | 27.48%+27.9pp | 418.27%-362.8pp |
| Employer contribution / active EE | $475 | $4,040-88.2% | $3,636-86.9% | $4,741-90.0% |
| Participant deferral / active EE | $2,929 | $5,292-44.7% | $4,729-38.1% | $6,401-54.2% |
| Admin fee / account holder | $0 | $7,492-100.0% | $6,412-100.0% | $11,429-100.0% |