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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,494 | $110,337+137.0% | $102,383+155.4% | $145,877+79.3% |
| Participation rate | 9.5% | 77.9%-68.4pp | 74.5%-65.0pp | 80.3%-70.8pp |
| Annual return | 9.26% | 24.83%-15.6pp | 24.94%-15.7pp | 551.28%-542.0pp |
| Employer contribution / active EE | $317 | $4,216-92.5% | $3,870-91.8% | $4,663-93.2% |
| Participant deferral / active EE | $2,178 | $5,621-61.3% | $5,060-57.0% | $6,691-67.5% |
| Admin fee / account holder | $0 | $9,750-100.0% | $8,391-100.0% | $13,402-100.0% |