Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,384 | $54,380-82.7% | $68,509-86.3% | $59,633-84.3% |
| Participation rate | 62.5% | 70.2%-7.7pp | 74.7%-12.2pp | 68.7%-6.2pp |
| Annual return | -3.40% | 2.83%-6.2pp | 8.27%-11.7pp | 2041.40%-2044.8pp |
| Employer contribution / active EE | $3,619 | $1,539+135.2% | $2,278+58.9% | $2,203+64.3% |
| Participant deferral / active EE | $540 | $2,643-79.6% | $3,382-84.0% | $3,192-83.1% |
| Admin fee / account holder | $1,033 | $3,885-73.4% | $5,275-80.4% | $4,297-76.0% |