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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,301 | $138,102-89.6% | $125,381-88.6% | $134,532-89.4% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -14.68% | 750.73%-765.4pp | 572.31%-587.0pp | 418.27%-432.9pp |
| Employer contribution / active EE | $2,770 | $5,245-47.2% | $4,815-42.5% | $4,741-41.6% |
| Participant deferral / active EE | $4,477 | $7,801-42.6% | $7,448-39.9% | $6,401-30.1% |
| Admin fee / account holder | $365 | $11,568-96.8% | $10,007-96.4% | $11,429-96.8% |