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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,410 | $106,923-60.3% | $84,023-49.5% | $152,909-72.3% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 18.52% | 105.02%-86.5pp | 71.32%-52.8pp | 345.46%-326.9pp |
| Employer contribution / active EE | $2,053 | $2,735-25.0% | $1,984+3.5% | $4,764-56.9% |
| Participant deferral / active EE | $9,568 | $4,013+138.4% | $3,239+195.4% | $5,851+63.5% |
| Admin fee / account holder | $545 | $8,289-93.4% | $6,102-91.1% | $11,601-95.3% |