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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,685 | $160,040-56.5% | $147,096-52.6% | $145,877-52.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 14.69% | 98.49%-83.8pp | 419.75%-405.1pp | 551.28%-536.6pp |
| Employer contribution / active EE | $2,055 | $5,289-61.1% | $4,936-58.4% | $4,663-55.9% |
| Participant deferral / active EE | $6,742 | $8,429-20.0% | $8,071-16.5% | $6,691+0.8% |
| Admin fee / account holder | $1,964 | $15,050-87.0% | $13,005-84.9% | $13,402-85.3% |