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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $948,455 |
FINANCIAL ENGINES2+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $119,376 |
MERCER1 year Service code 27 · EIN 13-2834414 | Advisory (Plan) | $35,193 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,901 | $86,496+9.7% | $80,977+17.2% | $329,111-71.2% |
| Participation rate | 87.1% | 80.0%+7.1pp | 75.8%+11.3pp | 67.9%+19.2pp |
| Annual return | 0.98% | 20.13%-19.2pp | 17.11%-16.1pp | 16.35%-15.4pp |
| Employer contribution / active EE | $4,020 | $2,395+67.9% | $3,715+8.2% | $2,303+74.5% |
| Participant deferral / active EE | $6,132 | $5,350+14.6% | $5,696+7.7% | $3,682+66.6% |
| Admin fee / account holder | $79 | $69+13.4% | $5,517-98.6% | $754-89.6% |