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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,848 | $27,936+60.5% | $58,561-23.4% | $75,173-40.3% |
| Participation rate | 12.2% | 38.8%-26.7pp | 50.9%-38.7pp | 67.2%-55.0pp |
| Annual return | 10.57% | 44.21%-33.6pp | 4251.33%-4240.8pp | 160.72%-150.1pp |
| Employer contribution / active EE | $179 | $670-73.3% | $1,053-83.0% | $2,671-93.3% |
| Participant deferral / active EE | $1,251 | $1,202+4.1% | $1,923-35.0% | $4,126-69.7% |
| Admin fee / account holder | $10 | $1,727-99.4% | $2,520-99.6% | $5,651-99.8% |