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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,766 | $183,592-62.0% | $155,574-55.2% | $145,877-52.2% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 12.98% | 61.37%-48.4pp | 64.87%-51.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $4,730 | $5,317-11.0% | $4,676+1.2% | $4,663+1.4% |
| Participant deferral / active EE | $3,916 | $6,466-39.4% | $5,629-30.4% | $6,691-41.5% |
| Admin fee / account holder | $1,240 | $19,316-93.6% | $15,914-92.2% | $13,402-90.8% |