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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,888 | $181,896-76.4% | $156,551-72.6% | $273,972-84.3% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 10.85% | 30.74%-19.9pp | 32.23%-21.4pp | 41.46%-30.6pp |
| Employer contribution / active EE | $2,722 | $6,248-56.4% | $5,501-50.5% | $4,869-44.1% |
| Participant deferral / active EE | $4,227 | $5,550-23.8% | $4,871-13.2% | $5,287-20.1% |
| Admin fee / account holder | $1,049 | $15,560-93.3% | $13,028-92.0% | $10,133-89.7% |