Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $14,587 |
SAGE ADVISORY SERVICES2+ years Filed as: SAGE ADVISORY GROUP Service code 27 · EIN 33-0818667 | Advisory (Plan) | $9,596 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,871 | $60,165-95.2% | $74,184-96.1% | $55,167-94.8% |
| Participation rate | 90.5% | 74.2%+16.4pp | 76.6%+13.9pp | 69.0%+21.5pp |
| Annual return | -0.55% | 10.00%-10.6pp | 17.74%-18.3pp | 169.23%-169.8pp |
| Employer contribution / active EE | $576 | $1,600-64.0% | $2,370-75.7% | $1,963-70.6% |
| Participant deferral / active EE | $1,716 | $2,973-42.3% | $3,550-51.7% | $3,054-43.8% |
| Admin fee / account holder | $111 | $419-73.6% | $5,586-98.0% | $504-78.0% |