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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,039 | $138,102+117.3% | $125,381+139.3% | $134,532+123.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.71% | 750.73%-775.4pp | 572.31%-597.0pp | 418.27%-443.0pp |
| Employer contribution / active EE | $45,819 | $5,245+773.5% | $4,815+851.5% | $4,741+866.4% |
| Participant deferral / active EE | $35,158 | $7,801+350.7% | $7,448+372.1% | $6,401+449.3% |
| Admin fee / account holder | $22,520 | $11,568+94.7% | $10,007+125.0% | $11,429+97.1% |