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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,586 | $103,008-60.6% | $90,304-55.1% | $152,897-73.5% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 49.17% | 95.22%-46.1pp | 78.13%-29.0pp | 345.43%-296.3pp |
| Employer contribution / active EE | $3,599 | $3,139+14.6% | $2,855+26.1% | $4,764-24.5% |
| Participant deferral / active EE | $11,294 | $4,281+163.8% | $3,885+190.7% | $5,851+93.0% |
| Admin fee / account holder | $1,020 | $6,175-83.5% | $5,354-80.9% | $11,599-91.2% |