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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,565 | $52,279-33.9% | $89,414-61.3% | $79,852-56.7% |
| Participation rate | 51.2% | 57.5%-6.4pp | 68.0%-16.8pp | 69.6%-18.5pp |
| Annual return | 55.58% | 22.16%+33.4pp | 245.50%-189.9pp | 31.72%+23.9pp |
| Employer contribution / active EE | $1,256 | $1,572-20.1% | $2,586-51.4% | $2,471-49.2% |
| Participant deferral / active EE | $2,579 | $2,740-5.9% | $3,890-33.7% | $3,740-31.1% |
| Admin fee / account holder | $68 | $3,356-98.0% | $4,883-98.6% | $5,306-98.7% |