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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,301 | $181,896-82.8% | $156,551-80.0% | $273,972-88.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 10.14% | 30.74%-20.6pp | 32.23%-22.1pp | 41.46%-31.3pp |
| Employer contribution / active EE | $5,441 | $6,248-12.9% | $5,501-1.1% | $4,869+11.8% |
| Participant deferral / active EE | $4,311 | $5,550-22.3% | $4,871-11.5% | $5,287-18.5% |
| Admin fee / account holder | $694 | $15,560-95.5% | $13,028-94.7% | $10,133-93.1% |