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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,466 | $108,897-8.7% | $100,378-0.9% | $145,877-31.8% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 10.27% | 58.17%-47.9pp | 49.41%-39.1pp | 551.28%-541.0pp |
| Employer contribution / active EE | $2,470 | $4,420-44.1% | $3,942-37.3% | $4,663-47.0% |
| Participant deferral / active EE | $9,145 | $8,455+8.2% | $8,087+13.1% | $6,691+36.7% |
| Admin fee / account holder | $4,826 | $9,690-50.2% | $7,899-38.9% | $13,402-64.0% |