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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,466 | $108,942-8.7% | $100,415-0.9% | $145,897-31.8% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 10.27% | 58.27%-48.0pp | 49.47%-39.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,470 | $4,422-44.1% | $3,943-37.4% | $4,663-47.0% |
| Participant deferral / active EE | $9,145 | $8,461+8.1% | $8,091+13.0% | $6,689+36.7% |
| Admin fee / account holder | $4,826 | $9,702-50.3% | $7,906-39.0% | $13,390-64.0% |