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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,195 | $102,663-71.6% | $86,216-66.1% | $139,466-79.1% |
| Participation rate | 40.9% | 74.5%-33.6pp | 69.0%-28.1pp | 80.3%-39.4pp |
| Annual return | 15.94% | 1924.52%-1908.6pp | 1169.42%-1153.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,708 | $3,035-43.7% | $2,382-28.3% | $4,754-64.1% |
| Participant deferral / active EE | $3,182 | $4,677-32.0% | $3,986-20.2% | $6,712-52.6% |
| Admin fee / account holder | $15,042 | $8,663+73.6% | $6,853+119.5% | $11,409+31.8% |