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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,094 | $115,225-43.5% | $100,712-35.4% | $138,895-53.1% |
| Participation rate | 83.3% | 74.3%+9.0pp | 69.3%+14.1pp | 79.9%+3.4pp |
| Annual return | 15.33% | 40.35%-25.0pp | 33.27%-17.9pp | 145.39%-130.1pp |
| Employer contribution / active EE | $3,079 | $2,771+11.1% | $2,313+33.1% | $4,194-26.6% |
| Participant deferral / active EE | $4,539 | $4,699-3.4% | $4,085+11.1% | $6,396-29.0% |
| Admin fee / account holder | $10,039 | $10,844-7.4% | $9,256+8.5% | $12,562-20.1% |