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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,094 | $123,155-47.1% | $108,753-40.1% | $155,188-58.1% |
| Participation rate | 83.3% | 75.6%+7.7pp | 71.1%+12.2pp | 80.8%+2.5pp |
| Annual return | 15.33% | 44.73%-29.4pp | 37.47%-22.1pp | 148.84%-133.5pp |
| Employer contribution / active EE | $3,079 | $2,811+9.5% | $2,427+26.9% | $4,248-27.5% |
| Participant deferral / active EE | $4,539 | $4,623-1.8% | $4,115+10.3% | $6,531-30.5% |
| Admin fee / account holder | $10,039 | $12,126-17.2% | $10,320-2.7% | $14,480-30.7% |