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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,748 | $107,363-87.2% | $92,909-85.2% | $152,897-91.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 0.00% | 145.63%-145.6pp | 109.44%-109.4pp | 345.43%-345.4pp |
| Employer contribution / active EE | $3,829 | $4,222-9.3% | $3,653+4.8% | $4,764-19.6% |
| Participant deferral / active EE | $7,786 | $4,848+60.6% | $4,238+83.7% | $5,851+33.1% |
| Admin fee / account holder | $434 | $7,082-93.9% | $5,795-92.5% | $11,599-96.3% |