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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,627 | $97,125-74.6% | $86,233-71.4% | $137,256-82.1% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.0%+2.4pp | 80.0%-8.5pp |
| Annual return | 18.45% | 74.19%-55.7pp | 61.39%-42.9pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,092 | $2,841-26.4% | $2,504-16.4% | $4,156-49.7% |
| Participant deferral / active EE | $3,121 | $5,180-39.7% | $4,559-31.5% | $6,407-51.3% |
| Admin fee / account holder | $5,879 | $9,725-39.5% | $8,342-29.5% | $12,270-52.1% |