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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,627 | $108,882-77.4% | $96,754-74.5% | $154,746-84.1% |
| Participation rate | 71.4% | 75.1%-3.7pp | 70.3%+1.2pp | 80.7%-9.3pp |
| Annual return | 18.45% | 98.39%-79.9pp | 82.04%-63.6pp | 172.34%-153.9pp |
| Employer contribution / active EE | $2,092 | $3,018-30.7% | $2,679-21.9% | $4,379-52.2% |
| Participant deferral / active EE | $3,121 | $5,323-41.4% | $4,758-34.4% | $6,730-53.6% |
| Admin fee / account holder | $5,879 | $10,200-42.4% | $8,905-34.0% | $14,365-59.1% |