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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,132 | $95,915-22.7% | $79,580-6.8% | $134,532-44.9% |
| Participation rate | 35.3% | 75.0%-39.7pp | 69.5%-34.2pp | 81.2%-45.9pp |
| Annual return | -18.67% | -2.71%-16.0pp | 0.15%-18.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $825 | $3,129-73.6% | $2,413-65.8% | $4,741-82.6% |
| Participant deferral / active EE | $2,638 | $4,693-43.8% | $3,985-33.8% | $6,401-58.8% |
| Admin fee / account holder | $18,320 | $9,132+100.6% | $6,835+168.0% | $11,429+60.3% |