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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,268 | $138,076+4.5% | $123,553+16.8% | $135,380+6.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.50% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $20,857 | $5,152+304.9% | $4,628+350.7% | $4,779+336.4% |
| Participant deferral / active EE | $7,610 | $6,800+11.9% | $6,426+18.4% | $5,609+35.7% |
| Admin fee / account holder | $992 | $10,917-90.9% | $9,284-89.3% | $10,828-90.8% |