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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,462 | $167,362-83.6% | $143,799-80.9% | $134,532-79.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -29.03% | 0.47%-29.5pp | -0.04%-29.0pp | 418.27%-447.3pp |
| Employer contribution / active EE | $6,086 | $5,620+8.3% | $4,952+22.9% | $4,741+28.4% |
| Participant deferral / active EE | $3,689 | $6,447-42.8% | $5,638-34.6% | $6,401-42.4% |
| Admin fee / account holder | $739 | $18,094-95.9% | $14,677-95.0% | $11,429-93.5% |