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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,398 | $47,944-88.7% | $67,834-92.0% | $62,881-91.4% |
| Participation rate | 98.2% | 61.1%+37.1pp | 68.8%+29.4pp | 69.3%+28.9pp |
| Annual return | 12.11% | 11.77%+0.3pp | 138.47%-126.4pp | 20.14%-8.0pp |
| Employer contribution / active EE | $5,944 | $1,562+280.5% | $2,403+147.3% | $2,281+160.6% |
| Participant deferral / active EE | $0 | $2,247-100.0% | $3,160-100.0% | $3,203-100.0% |
| Admin fee / account holder | $1,338 | $3,712-64.0% | $4,622-71.1% | $4,296-68.9% |