See peer percentile detail. $4.99 for your first month.
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See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL LIFE INSURANCE Service code 13 · EIN 42-0127290 | Contract Administrator | $84,876 |
Filed as: INDEPENDENT FINANCIAL GROUP, INC. Service code 49 | Other Services | $19,249 |
Filed as: INDEPENDENT FINANCIAL GROU, INC. Service code 49 · EIN 03-0491379 | Other Services | $0 |
Filed as: WILSHIRE ADVISORS, LLC Service code 27 | Advisory (Plan) | $0 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,516 | $92,971-66.1% | $96,683-67.4% | $74,419-57.7% |
| Participation rate | 59.7% | 71.5%-11.9pp | 74.3%-14.7pp | 70.7%-11.1pp |
| Annual return | 13.02% | 37.49%-24.5pp | 35.69%-22.7pp | 34.38%-21.4pp |
| Employer contribution / active EE | $1,089 | $3,426-68.2% | $3,737-70.8% | $2,637-58.7% |
| Participant deferral / active EE | $2,008 | $3,970-49.4% | $4,878-58.8% | $4,528-55.6% |
| Admin fee / account holder | $405 | $633-36.0% | $6,730-94.0% | $348+16.5% |