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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,526 | $157,296-60.9% | $141,191-56.4% | $152,897-59.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 29.75% | 64.34%-34.6pp | 71.41%-41.7pp | 345.43%-315.7pp |
| Employer contribution / active EE | $20,836 | $5,262+296.0% | $4,736+340.0% | $4,764+337.4% |
| Participant deferral / active EE | $14,812 | $7,111+108.3% | $6,710+120.7% | $5,851+153.1% |
| Admin fee / account holder | $12,086 | $12,125-0.3% | $10,264+17.8% | $11,599+4.2% |