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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,356 | $77,638-27.4% | $156,551-64.0% | $62,881-10.4% |
| Participation rate | 93.5% | 71.2%+22.3pp | 84.0%+9.5pp | 69.3%+24.2pp |
| Annual return | 4.77% | 50.33%-45.6pp | 32.23%-27.5pp | 20.14%-15.4pp |
| Employer contribution / active EE | $2,658 | $3,444-22.8% | $5,501-51.7% | $2,281+16.5% |
| Participant deferral / active EE | $4,533 | $3,046+48.8% | $4,871-6.9% | $3,203+41.5% |
| Admin fee / account holder | $17,850 | $5,561+221.0% | $13,028+37.0% | $4,296+315.5% |