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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,313 | $75,183-57.0% | $123,894-73.9% | $55,167-41.4% |
| Participation rate | 81.8% | 72.8%+9.0pp | 81.4%+0.4pp | 69.0%+12.8pp |
| Annual return | 21.26% | 19.01%+2.3pp | 47.52%-26.3pp | 169.23%-148.0pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $4,912 | $5,084-3.4% | $5,984-17.9% | $3,054+60.8% |
| Admin fee / account holder | $1,827 | $663+175.8% | $8,357-78.1% | $504+262.6% |