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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,901 | $172,111-33.8% | $150,298-24.2% | $137,256-17.0% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 17.43% | 69.37%-51.9pp | 62.79%-45.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,676 | $4,636-42.3% | $4,154-35.6% | $4,156-35.6% |
| Participant deferral / active EE | $8,553 | $6,166+38.7% | $5,453+56.9% | $6,407+33.5% |
| Admin fee / account holder | $23,568 | $16,471+43.1% | $14,116+67.0% | $12,270+92.1% |