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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,954 | $228,352-91.3% | $185,835-89.3% | $158,966-87.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 39.79% | 40.81%-1.0pp | 35.96%+3.8pp | 302.95%-263.2pp |
| Employer contribution / active EE | $3,479 | $4,967-30.0% | $4,087-14.9% | $4,762-27.0% |
| Participant deferral / active EE | $4,377 | $6,416-31.8% | $5,633-22.3% | $5,983-26.8% |
| Admin fee / account holder | $1,426 | $11,867-88.0% | $9,502-85.0% | $11,250-87.3% |