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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,776 | $75,962-63.4% | $154,108-82.0% | $64,173-56.7% |
| Participation rate | 64.0% | 70.4%-6.4pp | 83.0%-19.0pp | 69.6%-5.6pp |
| Annual return | -9.78% | 30.32%-40.1pp | 735.21%-745.0pp | 7.63%-17.4pp |
| Employer contribution / active EE | $1,479 | $3,350-55.8% | $5,298-72.1% | $2,381-37.9% |
| Participant deferral / active EE | $2,551 | $3,175-19.6% | $5,081-49.8% | $3,470-26.5% |
| Admin fee / account holder | $69 | $5,589-98.8% | $13,411-99.5% | $4,887-98.6% |