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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,427 | $95,188+16.0% | $76,518+44.3% | $135,379-18.4% |
| Participation rate | 20.0% | 74.4%-54.4pp | 68.0%-48.0pp | 82.6%-62.6pp |
| Annual return | -8.58% | 4.85%-13.4pp | -0.27%-8.3pp | 519.79%-528.4pp |
| Employer contribution / active EE | $912 | $3,303-72.4% | $2,647-65.5% | $4,779-80.9% |
| Participant deferral / active EE | $3,600 | $4,640-22.4% | $3,836-6.1% | $5,609-35.8% |
| Admin fee / account holder | $635 | $6,249-89.8% | $4,849-86.9% | $10,828-94.1% |