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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,908 | $117,829-33.9% | $102,423-23.9% | $145,877-46.6% |
| Participation rate | 36.4% | 78.6%-42.3pp | 76.5%-40.1pp | 80.3%-43.9pp |
| Annual return | 15.98% | 31.83%-15.9pp | 29.42%-13.4pp | 551.28%-535.3pp |
| Employer contribution / active EE | $1,870 | $3,615-48.3% | $3,023-38.1% | $4,663-59.9% |
| Participant deferral / active EE | $3,135 | $5,732-45.3% | $5,054-38.0% | $6,691-53.1% |
| Admin fee / account holder | $482 | $13,335-96.4% | $9,455-94.9% | $13,402-96.4% |