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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,823 | $175,231+2.6% | $149,696+20.1% | $139,466+28.9% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 19.76% | 166.77%-147.0pp | 134.46%-114.7pp | 373.66%-353.9pp |
| Employer contribution / active EE | $1,434 | $5,478-73.8% | $4,821-70.3% | $4,754-69.8% |
| Participant deferral / active EE | $4,818 | $6,521-26.1% | $5,682-15.2% | $6,712-28.2% |
| Admin fee / account holder | $1,599 | $16,155-90.1% | $13,212-87.9% | $11,409-86.0% |