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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,445 | $91,911-58.2% | $68,612-44.0% | $135,379-71.6% |
| Participation rate | 40.0% | 76.7%-36.7pp | 72.2%-32.2pp | 82.6%-42.6pp |
| Annual return | -3.47% | -8.22%+4.7pp | -4.63%+1.2pp | 519.79%-523.3pp |
| Employer contribution / active EE | $1,880 | $3,924-52.1% | $2,625-28.4% | $4,779-60.7% |
| Participant deferral / active EE | $3,700 | $4,315-14.3% | $3,311+11.7% | $5,609-34.0% |
| Admin fee / account holder | $56 | $9,240-99.4% | $5,131-98.9% | $10,828-99.5% |