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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,089 | $102,245-50.0% | $89,340-42.8% | $137,256-62.8% |
| Participation rate | 58.3% | 74.9%-16.6pp | 69.6%-11.2pp | 80.0%-21.6pp |
| Annual return | 16.59% | 21.89%-5.3pp | 20.57%-4.0pp | 220.34%-203.7pp |
| Employer contribution / active EE | $381 | $2,529-84.9% | $2,231-82.9% | $4,156-90.8% |
| Participant deferral / active EE | $2,280 | $4,436-48.6% | $3,823-40.4% | $6,407-64.4% |
| Admin fee / account holder | $205 | $8,085-97.5% | $6,704-96.9% | $12,270-98.3% |