See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,937 | $89,282-93.4% | $94,646-93.7% | $74,419-92.0% |
| Participation rate | 34.6% | 82.4%-47.8pp | 80.8%-46.2pp | 70.7%-36.1pp |
| Annual return | 120.43% | 25.96%+94.5pp | 156.71%-36.3pp | 34.38%+86.1pp |
| Employer contribution / active EE | $1,040 | $3,022-65.6% | $3,672-71.7% | $2,637-60.5% |
| Participant deferral / active EE | $1,318 | $8,425-84.4% | $7,418-82.2% | $4,528-70.9% |
| Admin fee / account holder | $61 | $219-72.0% | $7,231-99.2% | $348-82.4% |