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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,063 | $63,346-63.6% | $92,239-75.0% | $70,124-67.1% |
| Participation rate | 48.3% | 68.7%-20.4pp | 76.5%-28.2pp | 69.5%-21.2pp |
| Annual return | 16.74% | 530.19%-513.4pp | 176.29%-159.6pp | 73.14%-56.4pp |
| Employer contribution / active EE | $879 | $2,471-64.4% | $3,680-76.1% | $2,342-62.5% |
| Participant deferral / active EE | $1,917 | $2,854-32.8% | $3,897-50.8% | $3,332-42.5% |
| Admin fee / account holder | $1,522 | $3,841-60.4% | $5,194-70.7% | $4,645-67.2% |