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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,804 | $148,623-73.9% | $135,974-71.5% | $139,466-72.2% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 20.07% | 79.30%-59.2pp | 68.30%-48.2pp | 373.66%-353.6pp |
| Employer contribution / active EE | $2,602 | $5,246-50.4% | $4,859-46.5% | $4,754-45.3% |
| Participant deferral / active EE | $5,463 | $8,103-32.6% | $7,760-29.6% | $6,712-18.6% |
| Admin fee / account holder | $680 | $12,406-94.5% | $10,767-93.7% | $11,409-94.0% |