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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,161 | $90,486-85.5% | $78,676-83.3% | $273,972-95.2% |
| Participation rate | 44.4% | 76.5%-32.1pp | 73.6%-29.1pp | 83.0%-38.6pp |
| Annual return | 16.17% | 75.62%-59.5pp | 62.19%-46.0pp | 41.46%-25.3pp |
| Employer contribution / active EE | $1,080 | $3,175-66.0% | $2,850-62.1% | $4,869-77.8% |
| Participant deferral / active EE | $2,562 | $3,901-34.3% | $3,517-27.1% | $5,287-51.5% |
| Admin fee / account holder | $1,492 | $5,263-71.6% | $4,510-66.9% | $10,133-85.3% |