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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,906 | $124,351-80.8% | $109,188-78.1% | $167,553-85.7% |
| Participation rate | 25.0% | 79.4%-54.4pp | 75.9%-50.9pp | 82.1%-57.1pp |
| Annual return | 18.51% | 26.04%-7.5pp | 25.76%-7.2pp | 478.89%-460.4pp |
| Employer contribution / active EE | $3,015 | $4,210-28.4% | $3,723-19.0% | $4,840-37.7% |
| Participant deferral / active EE | $6,012 | $5,257+14.4% | $4,654+29.2% | $6,343-5.2% |
| Admin fee / account holder | $6,596 | $7,975-17.3% | $6,755-2.4% | $12,316-46.4% |