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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,149 | $118,708-6.4% | $98,920+12.4% | $158,982-30.1% |
| Participation rate | 62.5% | 77.8%-15.3pp | 76.0%-13.5pp | 82.0%-19.5pp |
| Annual return | 15.07% | 372.49%-357.4pp | 196.47%-181.4pp | 302.99%-287.9pp |
| Employer contribution / active EE | $1,550 | $3,334-53.5% | $2,689-42.4% | $4,763-67.5% |
| Participant deferral / active EE | $3,078 | $5,089-39.5% | $4,245-27.5% | $5,983-48.6% |
| Admin fee / account holder | $2,337 | $10,134-76.9% | $6,643-64.8% | $11,252-79.2% |