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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,953 | $138,076-47.9% | $123,553-41.8% | $135,380-46.9% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -3.05% | 153.70%-156.7pp | 119.21%-122.3pp | 519.81%-522.9pp |
| Employer contribution / active EE | $1,331 | $5,152-74.2% | $4,628-71.2% | $4,779-72.2% |
| Participant deferral / active EE | $9,236 | $6,800+35.8% | $6,426+43.7% | $5,609+64.7% |
| Admin fee / account holder | $7,259 | $10,917-33.5% | $9,284-21.8% | $10,828-33.0% |