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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,899 | $61,356-74.1% | $149,696-89.4% | $71,511-77.8% |
| Participation rate | 33.3% | 62.5%-29.2pp | 78.8%-45.4pp | 67.9%-34.6pp |
| Annual return | 18.68% | 35.86%-17.2pp | 134.46%-115.8pp | 28.86%-10.2pp |
| Employer contribution / active EE | $656 | $2,382-72.5% | $4,821-86.4% | $2,589-74.7% |
| Participant deferral / active EE | $896 | $2,920-69.3% | $5,682-84.2% | $4,291-79.1% |
| Admin fee / account holder | $854 | $1,263-32.4% | $13,212-93.5% | $1,588-46.3% |