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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,799 | $131,835-75.1% | $108,582-69.8% | $273,972-88.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.43% | -91.57%+97.0pp | -51.70%+57.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $9,412 | $4,913+91.6% | $3,758+150.4% | $4,869+93.3% |
| Participant deferral / active EE | $8,630 | $5,127+68.3% | $4,311+100.2% | $5,287+63.2% |
| Admin fee / account holder | $2,086 | $10,253-79.7% | $7,645-72.7% | $10,133-79.4% |