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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,892 | $196,972+11.6% | $182,262+20.6% | $198,609+10.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.92% | 158.27%-146.4pp | 140.60%-128.7pp | 202.70%-190.8pp |
| Employer contribution / active EE | $9,914 | $5,364+84.8% | $5,046+96.5% | $5,055+96.1% |
| Participant deferral / active EE | $11,247 | $8,643+30.1% | $8,276+35.9% | $6,977+61.2% |
| Admin fee / account holder | $29,116 | $18,429+58.0% | $16,712+74.2% | $19,030+53.0% |