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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,971 | $172,111-36.7% | $150,298-27.5% | $137,256-20.6% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 17.08% | 69.37%-52.3pp | 62.79%-45.7pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,877 | $4,636-37.9% | $4,154-30.7% | $4,156-30.8% |
| Participant deferral / active EE | $9,722 | $6,166+57.7% | $5,453+78.3% | $6,407+51.7% |
| Admin fee / account holder | $17,821 | $16,471+8.2% | $14,116+26.2% | $12,270+45.2% |