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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,539 | $105,210-15.8% | $159,487-44.5% | $85,851+3.1% |
| Participation rate | 90.3% | 75.8%+14.5pp | 82.8%+7.5pp | 69.3%+21.0pp |
| Annual return | 13.51% | 45.08%-31.6pp | 263.71%-250.2pp | 318.63%-305.1pp |
| Employer contribution / active EE | $2,434 | $3,319-26.7% | $4,831-49.6% | $2,565-5.1% |
| Participant deferral / active EE | $6,957 | $5,946+17.0% | $7,354-5.4% | $3,952+76.0% |
| Admin fee / account holder | $12,543 | $6,934+80.9% | $10,804+16.1% | $6,261+100.3% |